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        Accepting credit cards, ATM/debit cards and checks is a tool to assist merchants increase sales and stimulate customer impulse purchases. A FDIS merchant account gives merchants the tools not only to accept all major credit cards, but also to reduce fraud and monitor their account activity easily and conveniently online.
 

Process All Cards
Merchants who accept credit cards, ATM/debit cards and checks may enjoy more sales opportunities than those who do not accept credit cards. Noncash purchase payment is an important option for both traditional and Internet businesses. Accept all major credit cards including MasterCard® and Visa®, American Express®, Discover®Network, Diners ClubSM and JCBSM, as well as ATM/debit cards.

   

Accept Checks
TeleCheck® is a check acceptance service that Cardservice International offers through its alliance with TeleCheck Services that provides merchants an additional way to accept noncash payments from customers
   



Process credit cards over the telephone
The TeleChargeSM service offers your business protection by allowing merchants to process credit card purchases from any touch–tone telephone. Merchants simply complete a sales receipt, request authorization via a toll–free telephone number, and submit the sales slip for verification. Merchants receive the proceeds of their sales via ACH into their designated checking account.

   



Merchant Rewards
The Cardservice Merchant Club (CMC) offers value-added benefits to merchants who elect to join the club, including free monthly point-of-sale supplies and a program that extends equipment warranties and provides prompt equipment replacements.

   



Accept purchasing cards from your corporate customers
Increase customer loyalty and achieve preferred provider status by accepting purchasing cards and offering business-to-business processing solutions.

   

Protect yourself from fraud
FDIS offers merchants tips that help them reduce fraud. State-of-the-art online payment gateways, such as the LinkPoint® Secure Payment Gateway, enable merchants to process transactions securely over the Internet.

   

Reduce losses due to Fraud
By monitoring transactions on a daily basis, Cardservice International’s Loss Prevention department reduces merchants’ risk of fraudulent credit card transactions.

   

Reduce chargebacks
A chargeback is a disputed transaction between a merchant and a customer or a customer’s issuing bank. A dedicated staff is in position to assist merchants with responding to requests from issuing banks and educating merchants about credit card acceptance policy that may reduce potential retrieval requests and chargebacks.

   
 
 


© 2007 Merchant Account Solutions Inc.
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Cardservice International, doing business as First Data Independent Sales, is a registered ISO/MSP for Wells Fargo Bank, NA, Walnut Creek, CA, an FDIC insured bank. American Express® requires separate approval. FDIS Texas is an independent agent for Cardservice International.