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Fraud Prevention

       
       

Sophisticated online, real-time payment gateways enable merchants to process transactions securely over the Internet by using encryption and secure sockets layer (SSL) technology and reduce the likelihood of fraudulent credit card activity.
    
Fraud protection features, such as Address Verification Service (AVS), MasterCard® card validation code 2 (CVC2) and Visa® card verification code 2 (CVV2), enable merchants to verify a cardholders’ specific information at the time of authorization. When processing a transaction a code specific to the credit cards and cardholder is verified with the issuing bank for authorization to minimize Internet and mail order/telephone order (MOTO) fraud.

The LinkPoint® Secure Payment Gateway performs numerous fraud checks to determine common patterns, while allowing merchants to lock out specific credit card numbers and Internet protocol (IP) addresses. Merchants can also create a negative database file of high-risk customers and/or card numbers.
 


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Cardservice International, doing business as First Data Independent Sales, is a registered ISO/MSP for Wells Fargo Bank, NA, Walnut Creek, CA, an FDIC insured bank. American Express® requires separate approval. FDIS Texas is an independent agent for Cardservice International.